Every year the bills mount up. If you don’t keep an eye on your irregular expenses, you can soon start to see your disposable income dwindle, while you pay more and more for your utility bills and food costs.
If you can reduce these outgoings, and take back control over your regular bills, you can make some huge savings that you can use to treat yourself to something special or save up for an amazing holiday. Here are three simple steps you can take to save money every month!
Get a Fixed Price Energy Deal
Energy costs have been soaring over the past few years. Your energy provider will have increased costs a lot, no matter who supplies your electricity and gas, so you should look around for a better deal.
The domestic energy supply market is full of suppliers that are in constant competition with one another, which can often drive prices down and get you a better price per unit. Look for a fixed price deal that caps your unit cost and lasts more than a year. Be careful of ‘exit fees’ that exist on some deals that may make you pay money if you want to switch later when the fixed-rate expires.
Get Fresh Quotes for All Your Insurance
Insurance bills have a stealthy way of creeping up while you are not looking. If you have been with the same insurance provider for a year or two, they will have slowly pushed up the price of your insurance, when really it should have gone down.
Home insurance policies often do this, and you can find yourself forking out an extra twenty pounds a year over what you should be paying. If you need a new quote for home insurance, cheaper deals can be found on quotezone.co.uk from some of the top providers in the country. The site is a great place to compare quotes from the country’s top insurers. Try it and you’ll be able to save money.
Shop Smarter to Save on High-Priced Tech and Regular Shopping
There are some huge regular shopping savings to be made if you know where to look and you put in a bit of work before you buy.
Online coupons have become huge in recent years, and there are even coupons available for high-street supermarket’s online stores, letting you save on your food shopping. But when it comes to more expensive items, you can shop smart by using online sites like Amazon warehouse.
This is Amazon’s official site for selling items that are in full working condition but have been returned for some reason. They cannot be sold at full price, so Amazon offers them at a steep discount to save space in their warehouses. You can get top brand tech for less, and still get the same level of service from Amazon.
If you combine all three of these bill reducing tips, you should be well on your way to putting a lot of extra money back into your pocket. You can save hundreds of pounds a year, and spend your savings on some creature comforts, or a special holiday away.